Will Homeowners Insurance Pay For New Windows
Like most exterior components in the home, your windows will deteriorate over time. Once this happens, they need to be replaced. But do you have to pay for the upgrade yourself or does your home insurance cover it? One of the area’s most trusted roofing and window companies, Kroll Construction, answers here.
The short answer is yes
Your home insurance will pay for your new windows, yes, but it depends on several factors. For example, how were the windows damaged? Home insurance only covers qualifying situations. Because of this, damaging your existing windows can affect your claim. Was it because of a major weather event? Did they suffer any impact damage from windblown debris? In this case, your window replacement may be covered by your home insurance.
Once you have your insurer’s approval, go to one of the area’s premier window and roofing companies, Kroll Construction, to get your replacement vinyl windows. We offer Alside’s highest quality options. With a multi-chamber design for superior insulation, ClimaTech glass for enhanced thermal performance, and a variety of customization features, our Alside windows can meet your home’s aesthetic and energy-efficient needs.
But not if the reason is normal wear and tear
The fact is windows suffer damage every day when exposed to the elements. Normal wear and tear and age are not covered by home insurance. The same applies to accidental damage and improper maintenance. Insurers see window repair and maintenance as the owner’s responsibility. If the window failure is due to water leakage, mould growth, or seal failure due to a lack of maintenance, you will have to pay for the replacement yourself.
Your Reliable Window Expert
Kroll Construction is not only your premier roofing company, we are your window replacement experts. You can always be assured of a smooth and worry-free experience when you choose us to carry out your home improvement work. We’re proud to serve areas in and around Garden City and Detroit, Michigan. Call us today at (888) 338-6340 or fill out this contact form to schedule your window consultation.
